Luxury living meets country charm in the gated Oak Creek Ranch Subdivision of Loma Rica. This brand-new 2,076 sq. ft. home sits on 5.13 rolling acres with open space across the street, ensuring your rural views last forever. Featuring 3 bedrooms + office/den, 2.5 baths, and a fully finished & insulated 3-car garage, this home blends modern design with energy efficiency: owned solar, mini-split HVAC, R-30 insulation, Class-A fire-rated roof, tempered glass, and fire suppression system for peace of mind and reasonable insurance. Inside, enjoy vaulted ceilings, rustic alder cabinetry, luxury vinyl plank flooring, granite kitchen with double ovens, stylish barn doors, and spa-like baths with dimmable LED mirrors/defoggers. Outdoors, relax on the covered rear patio with stainless sink or envision your own horse property, hobby farm, or garden with agricultural water access, holding tank, and partial fencing already in place. Oak Creek offers hundreds of acres of deeded open space, ponds, and BVID water, all just minutes to schools, shopping, Collins & Englebright Lakes, and the Yuba River. Don't miss this chance for modern comfort, rural beauty, and gated privacy in the Yuba Foothills. Seller says Let's sell this HOME!